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Farmers Insurance - Joel McKinnon Insurance Agency

"We Are Local"

About Us

Farmers Insurance - Joel McKinnon Insurance Agency is a premier insurance agency located in Dover, OH, proudly serving the surrounding areas. We offer a comprehensive range of insurance coverage options, including auto insurance, home insurance, life insurance, business insurance, boat insurance, motorcycle insurance, Medicare, and retirement planning services. With our expertise and personalized approach, we work closely with you to provide the best insurance solutions tailored to your unique needs. Whether you need coverage for your vehicle, home, business, or future, our team is here to help you every step of the way. Contact Farmers Insurance - Joel McKinnon Insurance Agency today to discuss your insurance needs and find the perfect coverage for you.

Our Story

Farmers Insurance - Joel McKinnon Insurance Agency, located in Dover, OH, is a thriving Insurance Agency that has been operating since 2003. With a commitment to providing the highest quality insurance products and exceptional customer service, we specialize in a wide range of insurance options, including auto insurance, life insurance, home insurance, business insurance, boat insurance, motorcycle insurance, ATV insurance, gold cart insurance, medicare, and retirement planning.

At Farmers Insurance - Joel McKinnon Insurance Agency, our utmost priority is to protect what matters most to our clients. Whether it's your valuable assets, loved ones, or your financial future, we have the knowledge and expertise to tailor insurance policies to meet your unique needs and provide peace of mind.

Auto insurance is one of our key areas of specialization. We understand the importance of having reliable coverage that safeguards you and your vehicle from unforeseen accidents, damages, and liabilities. With our comprehensive auto insurance policies, you can drive with confidence knowing that you're protected on the road.

Life insurance is another essential aspect of financial planning, as it ensures that your loved ones are taken care of financially in the event of your passing. Our team of experienced professionals can guide you through the various life insurance options available, helping you choose the policy that best suits your specific requirements and provides financial security for your family's future.

Home insurance is crucial to protect your most valuable asset - your home. Whether you own a house, condo, or rent an apartment, we offer comprehensive home insurance coverage that shields you against property damage, theft, natural disasters, and personal liability. With our reliable home insurance policies, you can rest easy knowing that your home is protected.

Business owners can also rely on Farmers Insurance - Joel McKinnon Insurance Agency for their insurance needs. We understand the unique risks and challenges faced by businesses of all sizes and industries. Our business insurance solutions are designed to safeguard your assets, employees, and operations from potential losses, liabilities, and unforeseen circumstances, allowing you to focus on growing your business with peace of mind.

Boat, motorcycle, ATV, and golf cart enthusiasts can count on us for specialized insurance coverage tailored to their recreational vehicles. Whether you're cruising the waterways, hitting the open road, or exploring off-road trails, our insurance policies will provide you with the coverage you need to enjoy your adventures worry-free.

In addition to our diverse range of insurance offerings, we also provide assistance with Medicare and retirement planning. Navigating the complexities of Medicare and planning for retirement can be overwhelming, but our knowledgeable agents are here to guide you through the process, helping you make well-informed decisions that align with your healthcare and financial goals.

At Farmers Insurance - Joel McKinnon Insurance Agency, we take pride in our personalized approach to insurance. Our team of professionals is dedicated to understanding your unique circumstances and finding the insurance solutions that fit your needs and budget. With an unwavering commitment to customer satisfaction, we provide prompt, reliable claims service and ongoing support to ensure that you are fully protected at all times.

When it comes to safeguarding what matters most to you, trust Farmers Insurance - Joel McKinnon Insurance Agency to provide the comprehensive insurance coverage you need. Contact us today to learn more about our services and experience the exceptional level of care and attention that sets us apart from the competition.

Areas Served

Tuscarawas County, OH | Muskingum County, OH | Guernsey County, OH | Coshocton County, OH | Dover, OH | Cambridge, OH | Coshocton, OH | New Philadelphia, OH | Strasburg, OH | Sugarcreek, OH | Uhrichsville, OH

What We Offer

Our Services include:

Our Brands include:

Testimonials

On 6/30/2026 Luke Heizer had this to say:
I recently switched my business, commercial, and personal auto policies, and the prices are incredibly competitive! I received more coverage for a significantly lower cost, which is a win-win situation. Throughout the process, I’ve been working with Aaron, and he has been exceptionally professional from the very beginning. He promptly answered all my questions and provided excellent guidance. I highly recommend Aaron and his services.

On 6/17/2026 Joyce Large had this to say:
Huge Savings over a Big Name Insurance that I carried over 46 years. No regrets changing to Farmer's Insurance, big upgrade from what I had.

On 6/16/2026 Mikayla Vance had this to say:
I have had Joel as my insurance person for many years and he is the best! Knowledgeable and will help you with what is best for you!

On 6/15/2026 Edwert Duvall had this to say:
My agent was very knowledgeable very good to work with help me out a lot save me some money too

On 6/11/2026 Ian Dash had this to say:
Zack lowered my rate and got me better coverage. Friendly, low-pressure experience. Ultra helpful. We filed everything over the Internet and it only took a few minutes!

Contact Us

Farmers Insurance - Joel McKinnon Insurance Agency
153 W Broadway St Dover, OH 44622
Phone: (330) 339-3431
Email: Joel@mckinnonagency.com

Where To Find Us

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Payment Types Accepted

American Express, Personal Checks, Debit Cards, Discover, MasterCard, Visa

Our Hours

Holiday Hours May Vary. Please Call For Details.

Monday: 8:00 AM - 4:00 PM
Tuesday: 8:00 AM - 4:00 PM
Wednesday: 8:00 AM - 4:00 PM
Thursday: 8:00 AM - 4:00 PM
Friday: 8:00 AM - 4:00 PM

News

🏡✨ Your home deserves protection you can trust!
At Farmers Insurance – Joel McKinnon Insurance Agency, we make sure your biggest investment is covered from every angle—whether it’s your house, condo, or apartment. From unexpected damage to theft and liability, we’ve got you protected so you can focus on what matters most: peace of mind. Let us create a personalized plan that fits your lifestyle and budget—because your home isn’t just a place, it’s your safe haven. 🔑🏠
#HomeInsurance #FarmersInsurance #ProtectWhatMatters #PeaceOfMind #InsuranceSolutions #HomeProtection #CoverageYouCanTrust #InsuranceAgency #StayProtected #SmartInsurance 🚪🔒

💼 Plan for tomorrow with Joel McKinnon Insurance Agency’s life insurance solutions. Protect your family’s future and ensure their financial security no matter what life brings. 🛡️
#LifeInsurance #FamilyProtection #DoverOH #FarmersInsurance #InsurancePlanning

🌟 "Thanks to Joel, I finally feel secure with my insurance choices. Professional and caring service!" – Mike T.
At Joel McKinnon Insurance Agency, your security is our priority. 💙
#CustomerLove #5StarReview #FarmersInsurance #HomeAndAuto #DoverOH

🏡 Keep your home safe with Joel McKinnon Insurance Agency! Our home insurance plans protect your biggest investment from fire, theft, and unexpected damage. Sleep easy knowing your home is covered. 🔑
#HomeInsurance #PeaceOfMind #DoverOH #InsuranceProtection #FarmersInsurance

Summer is right around the corner! If you’re planning to take your boat out on the water, make sure it’s protected with the right boat insurance. Contact Farmers Insurance - Joel McKinnon Insurance Agency to get your boat covered for the season!

Info

Home Insurance
Auto Insurance
Life Insurance
Business Insurance
Rental Property Insurance
Boat Insurance
Toy Insurance
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Meet Our Team

FAQ

What types of insurance coverage does Farmers Insurance – Joel McKinnon Insurance Agency offer?
We offer a wide range of insurance coverage, including auto insurance, home insurance, life insurance, business insurance, boat insurance, and motorcycle insurance. We’re committed to finding the best options to meet your needs.
How do I know which type of insurance is right for me?
Our team works closely with you to understand your unique needs and lifestyle. We provide personalized guidance to help you choose the right coverage for your home, vehicle, business, or future.
Do you offer insurance for small businesses?
Yes! We offer comprehensive business insurance to protect your company and its assets. Whether you need general liability, property insurance, or specialized coverage, we’re here to help.
• Can you help me with life insurance planning?
Absolutely! We provide expert guidance on life insurance options to help secure your family’s financial future. Whether you're looking for term life, whole life, or universal life insurance, we’ll work with you to find the best plan for your needs and goals.
How can I get a quote from Farmers Insurance – Joel McKinnon Insurance Agency?
Getting a quote is simple! Contact us today to schedule a consultation, or you can reach us by phone or email. Our team will gather the necessary information and provide you with an accurate quote for your coverage.
Why should I choose a local insurance agent instead of a 1-800 number or online insurance site?
Working with a local insurance agent gives you personalized guidance you simply won’t get from a call center or automated website. We take the time to understand your unique situation, explain your coverage options in plain language, and help you choose the best policy—not just the cheapest one.

The insurance industry is constantly changing, and having an experienced agent in your corner means you’ll always have someone to walk you through updates, coverage changes, claims, and renewal decisions with confidence and clarity.
Does the age of my roof impact my homeowners insurance?
Yes, the age and condition of your roof can significantly impact your homeowners insurance coverage and premium. Insurance companies often consider roof age when determining eligibility, replacement cost coverage, or scheduled payment options.

Older roofs may result in higher premiums, limited coverage, or actual cash value payouts instead of full replacement cost. Keeping your roof updated—and letting your agent know about repairs or replacements—can help ensure you’re properly covered.
What states do you offer insurance coverage in?
We are licensed to provide insurance coverage in the following states:

Ohio (OH)

Tennessee (TN)

Michigan (MI)

Pennsylvania (PA)

We also have access to write additional insurance products in West Virginia (WV) and South Carolina (SC). If you’re unsure whether we can help in your state, reach out—we’re happy to explore options for you.

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